Lorena Tomasini is the owner of MALM Life and Health Insurance Agency in Miami, FL. She is part of a mother-daughter duo and they work virtually to help families and businesses with financial protection. With their 3D Process where they 1.Define 2. Discover and then the person 3. Decides it's easier than ever, best of all their prospects and clients can take care of these important matters all from the comfort of their own home or office while relaxing and maybe even drinking coffee or tea.